A right to reproductive health care, including abortion care, is not a real right unless every individual is able to access that care. One of the biggest barriers to accessing pregnancy and abortion-related care is the ability to pay. While most people in Massachusetts have some form of health insurance, insurance plans increasingly include steep deductibles and co-pays.
High deductibles and co-pays can put people in an impossible position: either scrape together enough money that they may or may not have, go into medical debt, or not seek out basic health care. These are unacceptable options that bar access to healthcare services.
Other states have taken steps to protect access to health care, including abortion care. California, New York, Oregon and Washington require all state-regulated health insurance policies to include coverage for abortion and treat maternity coverage and abortion coverage neutrally or equally. Oregon also requires all private state insurance plans to cover abortion care without any copay, coinsurance or deductible.
An Act to Establish Health Equity for Pregnant Persons (S.587, H.1102) would require health insurance plans to cover all pregnancy related care, including abortion care, prenatal care, childbirth, and postpartum care, without any kind of cost-sharing.